Monday, November 27, 2017

FleetOne Settles Class Action Lawsuit Over Unsolicited Faxes

Merchant services company FleetOne has agreed to pay $750,000 to settle a class action lawsuit over unsolicited faxes. Plaintiff Swinter Group Inc. alleged that FleetOne did not have the proper consent to send the faxes and that the faxes failed to include the required opt-out language. If your company does any type of fax marketing, be sure to always include the necessary opt-out language. Click here to read more about this settlement. Learn more about telemarketing rules here. There are a variety of rules to be aware of, including: Do-Not-Call rules, Robocall laws, autodialer rules, cell phone telemarketing rules, etc.

Seventh Circuit Issues Ruling that Ties Attorney's Fees to Amount Claimed by Class in TCPA Lawsuit


The Seventh Circuit Court of Appeals has issued a ruling that will bring an end to a TCPA case that's been going on for nearly a decade. In Holtzman v. Turza, Plaintiff Ira Holtzman filed a class action TCPA lawsuit after receiving unsolicited marketing faxes from Gregory P. Turza. The District Court ordered the defendants to pay $500 for each of the 8,430 class members, for a total of $4.2 million. After a few years of appeals and debate over how the attorney's fees should be calculated, the ruling this week has determined that $167 will be paid to the plaintiff's lawyers for every settlement check that is cashed.  A copy of the court's ruling is available here. Contact a TCPA lawyer here.

WebRecon 2017 Stats


WebRecon, a company that compiles data about lawsuits all across the country, has released some intriguing statistics about TCPA lawsuits this year. Surprisingly, total TCPA lawsuits during 2017 are not on pace to pass last year's total. This would be the first year since WebRecon started keeping statistics that there would be a decline. The cause for this decline is unknown at this point. Click here to view the numbers. If you are facing a TCPA lawsuit, contact a TCPA Attorney. Watch this short video about how to respond to a TCPA lawsuit.

Monday, November 20, 2017

CGB Seeks Comment on Federal Housing Finance Agency TCPA Petition

The Consumer and Governmental Affairs Bureau (CGB) is seeking comments on a TCPA petition filed by the Federal Housing Finance Agency (FHFA). As explained in the press release, FHFA states that "When a borrower provides a phone number [to a mortgage holder], they anticipate receiving communications that affect their mortgage and, in the case of a disaster, notice that their payment obligation is suspended, that they should be aware of potential fraud scams, that they may qualify for a mortgage loan modification or other relevant matters provided by a reputable service provider.” FHFA is asking the Commission to clarify that calls made by mortgage holders to borrowers in disaster-affected areas fit “within the scope of consent” under the TCPA. Click here for instructions on how to comment on this petition, and click here to access a copy of the petition. To learn more about the TCPA, contact a TCPA attorney.

Thanksgiving No-Call States


Remember that the following states prohibit telephone solicitations on Thanksgiving Day (November 23rd):
  • Alabama
  • Mississippi
  • Louisiana
  • Rhode Island
  • Utah
Be aware that the above states also prohibit calls on Christmas Day and New Year's Day. Learn more about do-not-call regulations and cell phone do-not-call laws. In addition to the holiday no-call rules, there are a variety of other telemarketing rules that you should understand before starting any telemarketing campaign.


CFPB Director to Resign

 
Consumer Financial Protection Bureau (CFPB) director Richard Cordray has announced that he'll be resigning. Cordray and the CFPB as a whole have often been criticized by Republicans for implementing polices and regulations that hurt both businesses and consumers. Trump will likely name Office of Management and Budget Director Mick Mulvaney, one of Cordray's most vocal critics, as the interim director. Mulvaney will try to roll back enforcement and regulation actions in an effort to benefit banks and other financial service organizations. Read more about this news here.

Thursday, November 16, 2017

FCC Adopts Rules to Allow Phone Companies to Block Illegal Robocalls

Today the FCC announced new rules that will allow phone companies to proactively block calls that are likely illegal robocalls. Examples include calls from phone numbers with area codes that do not exist, calls with spoofed caller ID information, and calls from government numbers that are known to not make any outbound calls. Click here to read the FCC's press release about this new rule.

It is important for legitimate businesses that choose to market using prerecorded voice messages to avoid being blacklisted by phone companies under these new rules. Best practices include only displaying accurate caller ID information, only making calls with the proper consent, always honoring opt-out requests immediately, and reducing consumer complaints by obeying all other telemarketing rules. If you need help understanding telemarketing compliance, contact a telemarketing attorney. A telemarketing attorney can help you understand do-not-call laws, robocall laws, autodialer laws, cell phone telemarketing rules, telemarketing licenses, telemarketing bonds, etc.

Solar Lead Generation Company Settles with FTC

A solar lead gen company has settled charges with the FTC after they allegedly violated the FTC's Telemarketing Sales Rule. The specific allegations were as follows: 1) calling consumers whose numbers are on the DNC Registry; 2) continuing to call consumers who had previously asked not to be called; 3) failing to transmit accurate caller ID information; and 4) making illegal robocalls (Learn more about robocall laws). The settlement permanently bans the defendants from all telemarketing, and requires a payment of $155,000.  Read more about the charges and the settlement here. Learn all about telemarketing compliance so that you can avoid telemarketing fines.

Mississippi Launches No-Call App


As we've mentioned in recent newsletters, the State of Mississippi has been working on an app to allow residents of the state to more easily report unwanted telephone solicitations. It was made available for download as of November 1st. The app allows consumers to register for the state's Do-Not-Call list and file official complaints immediately from their mobile phones. Read more about the newly launched app here. Direct marketing businesses making calls into Mississippi should keep this news in mind and immediately try to resolve all consumer complaints before they escalate.  Learn more about Do-not-call regulations and other telemarketing rules.

Healthcare Marketer Reaches TCPA Class Action Settlement 


Healthcare marketing company Inventurus Knowledge Solutions Inc. has agreed to a $1.2 million settlement for allegedly making automated calls without the proper consent of the call recipients. Inventurus offers various healthcare related services such as making payment-reminder calls to patients. Inventurus denies the allegations, but they've chosen to settle to avoid additional legal expenses. Read more about the settlement here. Contact a TCPA defense lawyer if you find yourself facing a class action like this. Learn more about Autodialer laws.